Company description:: Everyday Wealth: Our Story
Financial planning and debt management books, audio tapes and seminars often tell you financial independence and freedom from debt only happens to those who are willing to stop spending and save as much as possible for tomorrow.
Our service is based on the idea that you have everything that is needed to achieve financial independence without sacrificing how you live today. It's all about rearranging the pieces so they suit your lifestyle.
We encourage people to keep what they have, just use a portion of the money they're already living without (high interest, taxes, overpayment, fees) and put it toward the future. You don't have to sacrifice the present to build for the future.
And, we show you a way to create wealth by simply helping others do the same.
Our Crusade
The American Dream has become a debt nightmare. We all want to own our own home, drive a good car, and create a wonderful lifestyle for our family. But, in order to do this, we had to take out mortgages, car loans and create credit card debt.
At EverydayWealth, we want to redefine the American Dream. We want to help you have the lifestyle you want, without debt.
We want to level the playing field -- to give you all of the tools you need to achieve financial independence, financial security, and financial success.
We are redefining the American Dream of financial security by delivering the first and only system that gives anyone the control and power to make, manage and protect money while helping others do the same.
Our Management Team
Stephen R. Smith - Chairman
Steve Smith's depth of experience in business -- especially his expertise in the business of network marketing -- is a key contributor to the success of EverydayWealth. Steve created and implemented the marketing plan that built Excel Communications into a billion and a half dollar public corporation and one of the largest telecommunications companies in the U.S. – in just seven years. No one is more dedicated than Steve in teaching others how to create personal wealth.
The founder of SRS Management, LLC and several other property and investment companies, Steve's pursuits include significant investments in oil and gas exploration, banking, consumer finance and golf course development and ownership.
Steve applied his business acumen to the direct selling/network marketing industry, recognizing early on that network marketing methods were more ideally suited to services rather than products. The same network marketing system that Steve invented and implemented at Excel Communications has been applied to EverydayWealth. He believes EverydayWealth will be the greatest network marketing opportunity ever, bringing personal wealth to Americans, one family at a time.
Steve Gurasich - Board Member
Steve is Co-founder and Chairman of GSD&M. He and his partners turned a small advertising agency into a billion dollar powerhouse. No one knows better than Steve how to turn a good idea into a brand name.
Several years ago I met Bill Hillestad, one of the original founders, who shared his idea with me. I thought there was a nucleus to a truly visionary idea. One that would definitely stand apart because it could potentially help millions of American families deal with their debt.
We took the original idea and we talked to consumers about it. As Sam Walton once told us, consumers have all the answers and when you have a question you go and talk to them. Consumer feedback was incredibly insightful and very positive. It demonstrated that EverydayWealth would resonate and connect with people; it would compel them and potentially create a buzz in the marketplace. There are very few brands that will do that.
When people saw what the service was and what the business opportunity was they were extremely passionate about it. When you look at a brand, any brand, ask yourself this one question... if the brand didn't exist would it be missed? My contention and the findings of all of our consumer research is that EverydayWealth would not only be missed, but it would be sorely missed. I think in the future people are going to be passionate about this brand, because of what it is going to do for them, and then they are automatically going to tell others about it.
EverydayWealth's goal is to help the average American recapture the American dream of financial security, one family at a time. It's incremental progress. It's incremental steps. Ultimately what we have to do is create a bond with our members and our reps that goes beyond attributes and benefits and becomes, in a very real sense, a movement.
Since EverydayWealth launched, it has grown rapidly. I think as EverydayWealth moves forward, its guiding star, which basically emanates from the brands core purpose, will have to continue to do what is right for the customer, always do what's right for people. When you do, success always follows.
Gerri Detweiler - Board Member
Gerri Detweiler is one of the nation's lead experts on consumer credit. As a consumer advocate, author, and speaker, Gerri is committed to protecting and informing consumers on credit issues. She has testified before Congress several times, as part of her life’s work to reform national fair credit laws.
Gerri has served as executive director of the non-profit consumer advocacy group Bankcard Holders of America and as a policy director of The National Council of Individual Investors. She has also developed consumer education programs for MasterCard, Bank of America and many other blue chip financial organizations. She has served on Experian’s Consumer Advisory Council and the board of the National Council for Consumer Education. Gerri has been featured in more than 1,500 news interviews including Good Morning America, Dateline, The New York Times, and Reader's Digest.
Gerri authored the majority of the EverydayWealth system content and has made a significant contribution to the creation and ongoing development of the products and services. Her expertise in consumer credit combined with her commitment to drive legislation reform on consumer credit provides EverydayWealth the strength, visibility, direction and focus to make the difference in the lives of millions of Americans.
William E. Hillestad - Founder
After a career in the lending industry, Bill Hillestad learned first hand how some industry professionals used predatory lending practices against consumers, resulting in higher than necessary interest payments, hidden fees, and creating unnecessary debt. He wanted to level the playing field by giving Americans the knowledge, tools and systems to fight back, reduce debt and achieve financial independence.
Bill combined his creativity and technical competency in bringing large-scale marketing endeavors to life with his commitment to reducing American debt, and the result is EverydayWealth.
Bill has a proven track record for turning creative marketing concepts into highly successful business ventures. He is the founder of NexGen Marketing, a consulting firm focused on database marketing and voicemail broadcast technology. Under his direction, the firm grossed more than $100,000 in only its first month of operation landing a number of Fortune 500 companies as long-term clients.
Henrik Johansson - President
Henrik Johansson brings a unique blend of experience to EverydayWealth --credit marketplace experience, online business knowledge, start-up executive management skills, and information technology expertise. Henrik has hands-on experience in building business architectures that align a company's processes, technology and people to accomplish strategic objectives.
Henrik joined EverydayWealth from Creditland, where he was a founder and COO. Under his leadership, Creditland became a leading e-finance enabler and online marketplace offering financial institutions, online merchants and consumers, real-time approval to a wide variety of lending products from a network of lenders.
Henrik has worked with a wide variety of companies as a management and information technology consultant, first in Andersen Consulting technology practice in Stockholm, and later as a process and technology consultant and manager in the Financial Services practices in Dallas and San Francisco.
Security
Our high security standards protect you by safe-guarding your data. Our 128 bit, SSL-encrypted login process protects your account from unauthorized access and ensures that you are in fact working with EverydayWealth. All data transactions between you and EverydayWealth are encrypted for your protection. EverydayWealth is held accountable via a quarterly, CSC/Equifax approved security audit that includes our multiple intrusion-detection systems, firewalls and hardware access safeguards. This regular audit ensures that your data is safe, and that it stays safe. After you join you choose your own user ID and password (something you make up that no one else knows or can guess). Then, your real name, address and social security number are encrypted and stored separately from your data to ensure you are anonymous and your information is secure.
Privacy
Our privacy agreement with you is that you own your own information. It will never be sold. It will never be used without your permission. If you ever elect to cancel your subscription your information is permanently deleted.
Our privacy policy means that you are protected from things like unwanted calls or solicitations common with other lending and credit services looking to make money any way they can. By comparison, our policy is the result of a deliberate consideration of our role as your advocate in helping make the best decisions based on your needs.
Your data is just that: it's your data. Not ours. You're always in control with EverydayWealth.
Why We're Different
Compare our simple, comprehensive service with other services that you may have seen. You'll quickly conclude that there is no comparison.
Our Service
What You've Seen Elsewhere
Simple. One easy-to-follow path to take. No complex, life-changing actions needed to plan for your future.
Complex. Too many steps asking you to make drastic changes in your life, sacrificing the present to build a future.
Systematic. We provide the tools and a customized plan of action to help you achieve financial independence based on your personal information.
Theoretical. Lots of theories and generalizations about finances and relatively little real guidance or planning.
Affordable. At just $19.95 per month, our comprehensive service is a real value. Just buying your credit report each month would cost you almost that much. And we provide so much more.
Expensive. A great financial planner can be a great asset. But how many professionals do you know who would work for less than our low monthly fee?
Relationship. We're on your side. And we're with you every step of the way. We set you on a path to achieving financial independence-an ongoing process that should not be seen as an immediate or unrealistic "fix" for your future. We're for real.
Trickery. Amazing offers and immediate quick fixes to credit and debt problems, which in reality only confuse and frustrate you. If the offer claims to be "too good to be true" then it probably is.
Time Saver. We have spent millions in developing the system so that it does a lot of the work for you. The system only requires one or two hours of your time a month. Work. While other services might have a lot of information, you still have to do all of the work.
DSA Member
We are pleased to announce that in June 2003, we were accepted with full membership into the Direct Selling Association (DSA), the national trade association for companies who sell goods and services directly to the consumer. The DSA has been in existence since 1910 and serves to protect and promote its 150 member companies, while ensuring that its members operate with the highest level of business ethics and service. It is an honor to receive full membership, as very few businesses that apply ever gain this credential. In order to obtain this elite designation, we completed a one-year pending period, during which our marketing and business plans were reviewed to confirm that they complied with the DSA’s Code of Ethics.
What this DSA designation means to you as our Independent Representative is that you can rest assured in knowing that the best interests of you and the people in your organization are protected. After becoming an active member, we are required to uphold the Code of Ethics as a continuing condition of our membership. Therefore, we promise to:
Provide you with accurate information about our service, structure of our compensation plan, and sales methods
Refrain from charging excessive activation or training fees
Avoid illegal or unethical recruiting practices
Base all compensation on documented facts and accurately represent the sales and earnings potential
The DSA designation is highly reputable, and sharing this information is an effective marketing tool when giving presentations to prospects.
For our subscribers, the DSA membership means that you can be confident in receiving the highest quality service. Among other things, we guarantee that you will be:
Provided with accurate and truthful information regarding the price, quality, and performance of our service
Offered a written receipt in language that you can understand
Informed how to cancel our service
Given all of our contact information, as well as the information of the person who contacts you
At the most recent induction into the organization, DSA President Neil Offens said, “The members of the Direct Selling Association pride themselves in their commitment to the highest standards in business ethics. By applying for membership in the association and going through a rigorous approval process, these companies are saying they take their ethical obligations to their field sales force and to the ultimate customer seriously and are willing to make a public pledge to that effect.”
We are proud to be a member of such a distinguished and highly regarded organization as the DSA.
Contact Us
It's Affordable. Just $19.95 per Month.
Join now for the low cost of $30 when you join and only $19.95 per month after that.
See Website http://www.wealthlink.com/moneysolution
and also http://www.makingmoneyusa.com
Contact: Kelly Tolar
1-704-554-7598
EverydayWealth Representative Referral Code EWWQ7934
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